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M And T Bank

M And T Bank

www3.mtb.com
What is your customer experience with M And T Bank?

M And T Bank Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

M And T Bank has 1.8 star rating based on 13 customer reviews, consumers are mostly dissatisfied, with 50% saying they would likely recommend and an unfavorable/positive split of 83/17.

Positive Feedback

Customers note branches are close and easy to access, several staff members handled mortgage and insurance questions helpfully, and some representatives resolved issues efficiently.

Negative Feedback / Risk Areas

  • Repeated M And T Bank reviews highlight long hold times and inability to reach a live person, poor customer service, and arrogant reps.
  • Frequent complaints about the mobile app, website downtime, ATM malfunctions, and Zelle problems preventing timely transactions.
  • Multiple reports of unauthorized charges, billing errors, and customers requesting a refund or disputing transactions.
  • Migrations and account transitions have caused missed payments and lost trust.

Key Takeaways for Future Customers

  • Expect potential delays contacting customer service; insist on speaking to a live agent when possible.
  • Monitor accounts closely for fraudulent charges and pursue refunds immediately if needed.
  • Be cautious using Zelle and check ATM reliability before relying on it for urgent cash.
  • Consider branch proximity and past positive staff interactions when choosing to bank here.
View full overview ›

Media from reviews

M And T Bank - It is a big inconvenience that I can not get my card back until Monday...
M And T Bank - My payment has been kept in halt since 18_11_2022
View all media ›

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Show reviews that mention
service customer card mortgage customer service phone number questions loan land loan
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Chad S Qjo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Need to pay my mortgage but can't find my loan number

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My mortgage was transferred to you. I do not know my loan number and cannot pay my mortgage. Therefore, I would really like to speak to a live person so I can make my mortgage payment, please.

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Cons:
  • Everything is ai so hire more people

Preferred solution: A real person on the phone so I can pay my mortgage

Anonymous
map-marker Hyattsville, Maryland

It is a big inconvenience that I can not get my card back until Monday when that is the only since of resources I have to uptain money right now

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M And T Bank - It is a big inconvenience that I can not get my card back until Monday...

My card was in the atm and it malfunctioned and shut off without dispensing my card back or cash I called customer service a security guard answered the phone and said I cannot retrieve my card until Monday. That is totally unacceptable.

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User's recommendation: Never use m&t banks atm

Anonymous
map-marker Harker Heights, Texas

Mortgage question about our assemble loan

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Andrew Given was very helpful with regards to my questions about buyer assuming our current VA loan.

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Anonymous
map-marker Albany, New York

Who can a client call when your card is lost or stolen

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You guys suck I tried calling for the 24-hour number and I got nowhere this should be an emergency contact number for 24 hours available for an operator and the emergency of the lost or stolen card

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Valerie J Cnn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Webster, New York

USDA Land Loan went wrong

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Updated by user Aug 16, 2024

No changes

Original review Aug 09, 2024
I went to get a land loan, specifically a USDA land loan, from M&T. As a first-time home buyer, I was very confused about the process and asked a lot of questions.

After a while, the lender seemed incredibly short with me and my questions. Finally, we were waiting for my mortgage confirmation letter so that we could go through the final process, only to be told almost half a week before closing that it had to be canceled because they don't provide land loans anymore. This wouldn't be so bad if it wasn't for the fact that I am now realizing I was possibly lied to. I was promised a $5000 credit towards my closing costs for completing a home buyer course, and no one else can offer anything similar.

I'm extremely worried for myself and fear a potential lawsuit because I am unable to find a new loan. My realtor said he spoke with the president, but all I received was an apology.
View full review
Loss:
$1000
Pros:
  • Upfront things look nice
  • Website is navigable
Cons:
  • Potentially gain a lawsuit
  • Lies
  • Wont grandfather you in

Preferred solution: Reimbursement for a possible lawsuit and loss of a $1000 deposit.

User's recommendation: Don't even come near them with a 10ft pole.

Kaydan Hwx

Zelle

No answer would a representative for my needs . And it prevents me from getting to a person. That is what I want

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Anonymous
map-marker Brooklyn, New York

Mortgage home owner insurance

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Submit insurance. She called the company and helped me.

She took her time helping me. It was great...

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Tea P Dqi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I will never be doing business with this bank again

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it is by far the worst bank that I have ever had to deal with in my life. If I could rate it zero I would.

Every time you call, the representative contradicts the information provided by the representatives you speak to.

You will never see a customer service team that is as incompetent and untrained as the people from M&T Bank. It's mind-blowing how useless this people are.

View full review
Loss:
$2000

Preferred solution: good service that solves problems.

User's recommendation: stay away from this bank!

Aleecia Aku

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Question on holiday hours

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I literally had no complaint only a couple questions, but your automated service did not give me an option to speak to anybody other than this pissedconsumer.com. Which I think is stupid.

The ladies that help me was more than helpful. I just had a few questions and a follow up from an incident from1 AM this morning. Everything was resolved in the one phone call with her everything I needed or asked for she answered so now I'm not an unhappy customer. 1 AM this morning.

Everything was resolved in the one phone call with her everything I needed or asked for she answered so now I'm not a unhappy customer.

I'm a very happy customer. I'm a very happy customer.I'm a very happy customer

View full review

User's recommendation: Would you call the mainline make sure you listen to all the options and try to pick an option. That computer is not gonna answer your questions that you're going to be connected with a live person.

Yvonne C Ugr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wrong charges on my account

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I made a purchase for a continental cigarettes. The price should be 129 dollalice.

I was charged on my account $1256. And 28 cent $59.28.

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Stephen M Qjx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

How to reset my pin for my debit card

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I was helped by a very nice and professional woman who led me to fixing my issue expertly and efficiently.

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User's recommendation: Call in and talk to a human

Yvonne C Ugr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Overcharge on my account.

I was charged $1259.28 for purchase of a carton of cigarettes. I should only be paying $129 and 20 seconds.

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Preferred solution: Price reduction

Debora H Dme
map-marker Washington, District Of Columbia

Horrific customer service!

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I received a text about a transaction. It didn't all add up so i replied N for i didn't make it.

Long story but came to my cell. Husband used HIS card. I tried to find out what happened. First call to customer service 1/21/2024 she was so rude.

2nd call the rep was very nice figured out and told me i had to call Fraud dept to remove the block. I was on the phone for over hour waiting. Called the number again today. Requested call back.

This woman continued to talk over me and the rudest nastiest person on the phone. I got upset and asked for her name and she hung up!!! Do not bank with this bank. I worked there over 10 years and understand why customers close their accounts!

UNREAL! UNACCEPTABLE!

View full review
Cons:
  • Most horrible customer service and fraud department ever

User's recommendation: Please use another bank. There are many!

2 comments
Guest

As I have learned myself, anytime I feel I am being talked over is usually me trying to explain something I did and it usually doesn’t help the situation. I have learned to let the rep speak and offer their solution.

In your case you should be careful because any issue involving potential fraud can easily be escalated to an account freeze for ten days while they “investigate “. No access to your money and no bills getting paid.

Guest
reply icon Replying to comment of Guest-2472284

The OP is too stupid to realize any of that. To be honest she needed to get into her local branch in person and stop with this so the next day and hour on hold foolishness.

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Deirdre P Sey

Fraudulent charge

Ridiculous app. I am asked all these questions.Someone is fraudulently charging my account and I have to fill all this in to contact customer service.

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Loss:
$26
Cons:
  • This app

Preferred solution: The charge reversed as it is not mine.

Anonymous
map-marker Derby, Connecticut

Can I send money from my cash app to my bank account

Can I cash app my bank account or my card ? I need to put my rent money in my account.

Some one is going to cash app me money So. I can pay my rent but I need it to be in my bank account.

So can I cash app it to my bank account? I need to know by the morning.

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Madison N Hof

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Refund

I have 2 of pending transactions and I would like to cancel then and get the money back it was from a game and they charged me without confirming

View full review
Loss:
$15
Pros:
  • Easy access
Cons:
  • No customer service

Preferred solution: Full refund

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